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Introducing a new way to pay for healthcare for your whole family including your pets over time without doing financial harm.
This new payment solution called a Health Payment Account (HPA) from Paytient, is the member benefit everyone is talking about and is included with your Healthcare Buyers Club Membership.
The Health Payment Account enabled by the Patient Card, is a sponsored, $2,000, interest-free line of credit that can be used to pay out-of-pocket medical, dental, vision, pharmacy, mental health, and veterinary care expenses over time.
Yes. NO Interest or Fees! Plus there’s no credit check. No soft or hard pulls along with flexible repayment terms up to 36 months.
Introducing the Paytient Card - a new way to pay for healthcare for your whole family, over time, without interest or fees.
Whether it’s a routine check-up or emergency vet visit — Paytient never charges interest or fees. So you only pay back what you spend, and not a penny more.
With flexible payment plans, you have control to choose a custom plan for each transaction. Flexible repayment terms so you can set it and forget it.
There’s no credit check when you apply for your Paytient card.2 Paytient doesn’t perform soft or hard credit pulls when applying, so you can breathe easy knowing there’s no impact.
Use the Paytient card to pay out-of-pocket medical, dental, vision, mental health, prescription medication, and veterinary expenses.3 Yes, your pets are included.
Disclaimers:
1. The Paytient card is a line of credit that is subject to approval. All charges made to the Paytient card must
be repaid according to the terms outlined in the cardholder agreement.
2. Paytient is required to confirm that you are able to afford your Paytient monthly minimum payments, and
they do this by comparing your income to your expenses during your application. This is not a credit check
and will not affect your credit.
3. The Paytient card works with providers in approved merchant categories. The provider self-selects their
merchant category, and in some cases, might not be categorized as expected. Please note: the Paytient card
cannot be used to pay health insurance premiums.
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I've used Paytient at my Vet for me new puppy. The insurance has an initial deductible that I placed on the card.
The application process was pretty quick and I was able to use the card right away with a virtual number. I choose my own payment terms to be just 9 months of payments!
I decided to get contacts and glasses, so I used the card to help with the added costs to also get contacts that my insurance didn't cover. I avoided this in the past due to having to pay the extra expenses.
How does the Paytient Card work?
Say you visit an ENT doctor for a sinus infection that won’t go away, and you leave with a $150 bill. You can split that charge into 10 payments of $15 — or five payments of $30. For each transaction, you’ll pick an interest-free payment plan that fits your budget.
Does Paytient Card work for previous medical bills?
Yes. An HPA can cover bills still owed to providers, as long as they are not being collected by a different party.
Can Paytient Card be used for family members/dependents?
Sure! HPAs cover care costs for members as well as their loved ones.
How does an HPA work with an HAS or FSA?
Using your HSA and FSA cards to repay your Paytient balance are great ways to capitalize on tax advantages. You can add your HSA or FSA card as a payment method in your Paytient account and then use them to cover any qualifying expenses. HSA and FSA accounts cannot be used to pay for veterinary expenses. Please refer to the IRS website to determine whether transactions qualify as HSA/FSA expenses — and remember to always keep your receipts!
Is a credit check required?
No. Paytient does not perform a check credit or pull credit scores before opening an HPA. We ask employees to self-report income and expenses during onboarding before we extend credit to ensure we lend responsibly and comply with federal and state lending regulations. Some users may not be able to access the service due to regulatory reasons.
Can members adjust their payment plans?
Paytient understands circumstances change. Their support team is happy to adjust member payment plans to better fit their budgets. Members can do so by reaching out in the app or by emailing hello@paytient.com for assistance.
Best of all, your HBC Membership comes with Paytient Card
Become a Member
Social proof
"Paytient was a blessing to me. I had been without my glasses for five months because they are expensive, and then I remembered I had that card. It covered the cost of my glasses and the cost of the exam at a time when money is tight."
"Paytient was a blessing to me. I had been without my glasses for five months because they are expensive, and then I remembered I had that card. It covered the cost of my glasses and the cost of the exam at a time when money is tight."