“This is so helpful to not have to pay everything upfront! It makes it easy to think about going to the doctor when you don’t feel good instead of just pushing it off because you know you’re going to have to pay a big fee upfront.”
Access to our local direct pay ecosystem and health care marketplace that includes valuable products and services at incredibly discounted wholesale rates.
We also provide every member with a sponsored, $2,000, interest-free line of credit that can be used to pay out-of-pocket medical, dental, vision, pharmacy, mental health, and veterinary care expenses over time. This innovative Health Payment Account (HPA) from Paytient, enables the payment for care when needed.
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Your membership enables you and your family to participate in our local, direct pay health care delivery ecosystems primarily for the benefit of:
After submitting, a membership advocate will reach out to you shortly to continue the simple membership process.
Explore the big "WHY" behind every single decision we make.
With health insurance premiums, deductibles and copays consistently rising, drug costs skyrocketing and many going without care because of lack of funds, our company’s guiding social mission is to make the affordability advantage a core benefit that is available to every one of our members.
What is the affordability advantage? By combining Healthcare Buyers Club’s powerful cost containment solutions, our unique Health Payment Account and access to our local, direct pay healthcare delivery ecosystem each of our members has the ability to get the care they need and pay for it.
The vast majority of providers including doctors, urgent care clinics, imaging facilities, surgery centers, hospitals and their emergency rooms accept highly discounted direct pay rates. The primary reasons for this are:
Direct pay often results in savings in excess of 50%
which our members of Healthcare Buyers Club benefit from.
We specialize in creating affordable and custom healthcare benefit plans and solutions for individuals, employers, agents/brokers, and third party administrators (TPAs). We also provide our clients and members valuable solutions to cover gaps and/or enhance current plan designs.
Introducing the Paytient Card - a new way to pay for healthcare for your whole family, over time, without interest or fees.
Most credit cards with an introductory 0% APR stick you with a high interest rate or fees later. That’s not us. Paytient has no interest or fees, ever.
Split each transaction into a personalized repayment plan that works for your budget. Flexible repayment terms so you can set it and forget it.
There’s no credit check when you activate your Paytient card.2 No soft or hard pulls. Zero. Nada.
The card can be used to pay out-of-pocket medical, dental, vision, pharmacy, behavioral health, and veterinary care expenses.3 Yes your pets are included.
Disclaimers:
1. The Paytient card is a line of credit that is subject to approval. All charges made to the Paytient card must
be repaid according to the terms outlined in the cardholder agreement.
2. Paytient is required to confirm that you are able to afford your Paytient monthly minimum payments, and
they do this by comparing your income to your expenses during your application. This is not a credit check
and will not affect your credit.
3. The Paytient card works with providers in approved merchant categories. The provider self-selects their
merchant category, and in some cases, might not be categorized as expected. Please note: the Paytient card
cannot be used to pay health insurance premiums.
“It's my favourite part of our benefits.”
“Using the paytient card and setting up repayment options could not be easier!”
Members would have skipped some or more care without their Paytient card.
Members who pay with their Paytient card become repeat users.
Paytient’s recent Net Promoter Score (NPS).
Members said Paytient makes them more likely to keep their job with their employer.
Members said Paytient makes them feel more satisfied with their health benefits.
Meet Milo, The Champion of our Social Mission. He represents the collective strength of our team and strategic partners that are bringing a new approach to Healthcare and Health Insurance. Everyone needs access to routine and preventive healthcare at a price they can afford, especially lower wage earners and those living paycheck to paycheck. They also need access to affordable Major Medical Event coverage that recognizes the value of our Direct Pay Model.
This is the best option for all your generic meds. One 30 day supply of one medication at CVS was $46.90 and the same med was $4.96 for a 90 day supply from Scriptco...
This is the best option for all your generic meds. One 30 day supply of one medication at CVS was $46.90 and the same med was $4.96 for a 90 day supply from Scriptco.
Scriptco is one of Healthcare Buyers Club’s key strategic partners with a 4.9 out of 5.0 star Google Review rating saving our members $100’s dollars each year.
Marketing Health Insurance is very competitive and distinguishing yourself is very difficult. Including a Healthcare Buyers Club Membership in my benefit programs has...
Marketing Health Insurance is very competitive and distinguishing yourself is very difficult. Including a Healthcare Buyers Club Membership in my benefit programs has given me a true marketing edge, especially the Paytient Card which my clients love.
Our company Care Guide helps consumers find the lowest cost cash pay doctors, services and facilities including access to over 8000 Urgent Care Clinics around the country.
Our company Care Guide helps consumers find the lowest cost cash pay doctors, services and facilities including access to over 8000 Urgent Care Clinics around the country. We highly recommend that each one of our clients include a Healthcare Buyers Club’s membership as part of our program as its benefits and features enable the consumers we help pay for their care at substantially reduced rates often saving $1,000 of dollars.